Interest, Payment Required plan: Interest will be charged to your Account from
the purchase date if the promotional plan balance is not paid in full within
the promotional period. Minimum payments are required for each Credit Plan. Minimum
payments are NOT guaranteed to pay the promotional plan balance within the
promotional period. You may have to pay more than the minimum payment to avoid
accrued interest charges. Valid for single transaction only. Excludes
taxes, gift cards, shipping fees, extended warranty and michaels.com items sold
and shipped by third-party sellers (i.e. not Michaels). As of October 2023, terms for
new Accounts: Variable purchase APR of 33.24%. Minimum
interest charge is $3.00
in any billing period in which interest is due. Existing Cardholders: see your
credit card agreement for Account terms.
Credit Card offers are subject to credit approval.
Michaels Credit Card Accounts are issued by Comenity Capital
The Michaels Credit Card cannot be used on
michaelscustomframing.com; michaelsphotogifts.com; education.michaels.com;