Such a dainty beautiful necklace. Suspended on a paperclip chain are up to 8 initial charms. Each charm has a plain mirror finish or a micro-pave finish of CZ stones. Initial charms are plated in 14K gold and chains are 14K gold filled or solid sterling silver. Initial charms are attached to individual links so they are stationary on the chain and will not overlap. Chain is solid sterling silver or 14K gold filled. Please be sure to read the personalization details and include your preferences at checkout!