Michaels

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Pay over time with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select from flexible financing options starting as low as 0% APR.

Choose a new, simple way to pay with Affirm in store and online.

download the Affirm app

1. Go to Affirm

Download the App or visit: affirm.com/shop/michaels ➤

Follow a few simple steps to apply, select your payment plan, & confirm your total.

2. Select Your Payment Plan

Follow a few simple steps to apply, select your payment plan, & confirm your total.

Add your virtual card to your digital wallet, tap to pay at checkout & complete your shopping trip.

3. Complete your shopping

For online, select Affirm at check out. For in-store add your one-time-use virtual card to Wallet and tap to pay.

Say Yes With Confidence!

When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. You’ll never pay late fees or hidden fees of any kind.

Transparent

Affirm tells you up front the total amount you'll pay. That number will never go up.

Flexible

You choose the payment plan that works for you. Our smart checkout gives you options.

Fair

Affirm won’t charge you late or hidden fees of any kind, ever.

Rates from 0–36% APR. For example, a $150 purchase might cost $13.54/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc.


Frequently Asked Questions

  1. Can I pay off my purchase early?

    Yes! There is no penalty for paying early.

  2. How do I make my payments?

    You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

  3. Does checking my eligibility affect my credit?

    No- your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.

  4. Can I return an item I bought with Affirm?

    Yes, You can return an item you bought with Affirm by initiating the return process with Michaels.

  5. Do I need a mobile number to use Affirm?

    Yes, you’ll need a mobile phone number from the U.S. or U.S.territories. This helps Affirm verify it’s really you who is creating your account and signing in.

  6. Where can I learn more about Affirm?

    You can visit their website at affirm.com.




Discover Top Categories to Shop with Affirm:

white wreath icon with teal bow

Holidays & Occassions

two sheets and two rolls of vinyl

Craft Technology & Accessories

sewing machine

Sewing & Notions

paint tubes in assorted colors

Art Supplies

three skeins of yarn

Yarn & Needlecraft

Michaels Pro logo

Bulk Supplies

blue glue gun

Crafts & Hobbies

rainbow drawers rolling cart

Storage

bouquet of faux flowers

Floral

black frame with family photo

Frames

stack of folded fabric in assorted patterns

Fabric

scissors with fanned colored paper

Scrapbook & Papercraft


We would love to hear from you!